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Funeral Plan, Wills, Life Insurance.......

30/9/2016

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It's not something we want to think about, but it's better to be prepared.
The amount of people that I have talked to and don't have anything in place is quite shocking.
​Everyone always say what they hope to happen and just hope that the people left behind will know and do it.
​Not that it is guaranteed that people will do it, but I am hoping that when the time comes it helps that person in their grief.

​Funeral Plan
​I have written out a funeral plan, hoping that it is followed through.
​Mine is detailed, what else would you expect.
​From the casket to if I want to  be buried or cremated, what songs to play and poems to read.
​What I would like to be buried in....
And also what I don't want.
​It is worth visiting the local crematorium and funeral home, to get an idea of costs. Then you can see if your plan is realistic and if you need more savings.


Will
​I have had a will since I was 18. Not that I had anything of real value.
​But as I got older and had more kids, it just made sense.
I also keep the funeral plan with the will.
​Even if you don't have a lot, having a say on where you would like the kids to reside. Or if you want someone to have a specific item, like jewellery.
​Even if you would like things to be put in trust for the kids.
​It is worth looking at every couple of years and seeing if it is still true.



​Life Insurance
​Its one of those things that you don't have to get, but it will make a difference to whoever is looking after my kids, or even my kids life.
​With my life insurance I have a funeral cost, that they will pay a certain amount. Which isn't a lot but enough to have a send off.
​It's also a good way of saying who can collect on your life insurance...but you can back it up by also having it written in the will.
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